> ## Documentation Index
> Fetch the complete documentation index at: https://docs.kirafin.ai/llms.txt
> Use this file to discover all available pages before exploring further.

# List ultimate payors

> List your ultimate payors, newest first, each with its screening `status`. The list pages by offset — see [Pagination](/reference/pagination#an-offset-object).

An empty filter, such as `status=`, is read as if you had left it out.



## OpenAPI

````yaml /openapi/kira-api.2026-06-01.json get /v1/ultimate-payors
openapi: 3.1.0
info:
  title: Kira API
  version: '2026-06-01'
  description: >-
    REST API for users, KYC/KYB verification, virtual accounts, payouts,
    recipients, and webhooks. Every request except the token call needs a bearer
    access token (see Authentication). Pin your account to the recommended
    version before integrating (see [Versioning](/using-the-api/versioning)).
  contact:
    name: Kira API Support
    email: support@kirafin.ai
servers:
  - url: https://api.balampay.com
    description: Production
  - url: https://api.balampay.com/sandbox
    description: Sandbox
security:
  - bearerAuth: []
tags:
  - name: Authentication
  - name: Versioning
  - name: Users
  - name: Virtual Accounts
  - name: Recipients
  - name: Quotations
  - name: Payouts
  - name: Ultimate Payors
  - name: Capabilities
  - name: Reference
  - name: RFIs
paths:
  /v1/ultimate-payors:
    get:
      tags:
        - Ultimate Payors
      summary: List ultimate payors
      description: >-
        List your ultimate payors, newest first, each with its screening
        `status`. The list pages by offset — see
        [Pagination](/reference/pagination#an-offset-object).


        An empty filter, such as `status=`, is read as if you had left it out.
      operationId: get_v1-ultimate-payors
      parameters:
        - in: header
          name: X-Api-Version
          required: false
          description: >-
            Version applied to this request. It wins over your account's pinned
            version — see [Versioning](/using-the-api/versioning).
          schema:
            type: string
            example: '2026-06-01'
        - in: query
          name: limit
          required: false
          description: >-
            How many payors to return. Between `1` and `100`, and `10` when you
            omit it.


            A value outside that range is rejected with a `400`.
          schema:
            type: integer
            minimum: 1
            maximum: 100
            default: 10
        - in: query
          name: offset
          required: false
          description: >-
            How many payors to skip before the first row returned. Use it with
            `limit` to walk the list: `offset=0`, then `offset=10`, and so on.
            `0` when you omit it.
          schema:
            type: integer
            minimum: 0
            default: 0
        - in: query
          name: sub_client_id
          required: false
          description: |-
            Return only the payors of this sub-client.

            A sub-client that is not yours returns an empty list, not an error.
          schema:
            type: string
            format: uuid
            example: aaaaaaaa-bbbb-cccc-dddd-eeeeeeeeeeee
        - in: query
          name: status
          required: false
          description: >-
            Return only the payors whose screening has this status — see
            [Values](/reference/ultimate-payors/values#status).
          schema:
            type: string
            enum:
              - created
              - verifying
              - verified
              - failed
              - rejected
        - in: query
          name: search
          required: false
          description: >-
            Return only the payors whose legal name contains this text, in any
            case.
          schema:
            type: string
            maxLength: 100
      responses:
        '200':
          description: A page of your payors.
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/UltimatePayorListResponse'
              example:
                data:
                  - id: b6f1c1a4-0c57-4a51-9d0f-6d2b3c1e9a10
                    legal_name: Acme Holdings LLC
                    city: New York
                    country: USA
                    sub_client_id: aaaaaaaa-bbbb-cccc-dddd-eeeeeeeeeeee
                    status: verified
                    created_at: '2026-10-08T12:00:00.000Z'
                    updated_at: '2026-10-08T12:00:00.000Z'
                pagination:
                  total: 23
                  limit: 10
                  offset: 0
                  has_more: true
        '400':
          description: >-
            A query parameter is out of range. `details` holds one line per
            problem, every problem at once.
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/UltimatePayorErrorResponse'
              example:
                error: ValidationError
                message: 'the request is invalid: 2 fields rejected'
                details:
                  - limit must be at least 1
                  - >-
                    status must be one of created, verifying, verified, failed,
                    rejected
        '401':
          description: >-
            No valid bearer token came with the request. Get one from [Get
            access token](/api-reference/authentication/get-access-token) and
            send it as `Authorization: Bearer <token>`.
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/ErrorResponse'
              example:
                code: invalid_request
                message: >-
                  The request was not authenticated. Request a token at POST
                  /auth with your Client ID and your API key, then send it as
                  Authorization: Bearer <token>.
        '500':
          description: >-
            Something failed on our side. Retry, and if it keeps happening
            contact your Kira contact with the time of the call.
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/UltimatePayorErrorResponse'
              example:
                error: InternalError
                message: an unexpected error occurred
      security:
        - bearerAuth: []
          apiKeyAuth: []
      servers:
        - url: https://api.balampay.com/sandbox
          description: Sandbox
        - url: https://api.balampay.com
          description: Production
components:
  schemas:
    UltimatePayorListResponse:
      type: object
      properties:
        data:
          type: array
          description: The payors on this page, newest first.
          items:
            $ref: '#/components/schemas/UltimatePayor'
        pagination:
          type: object
          properties:
            total:
              type: integer
              description: How many payors match your filters, across every page.
            limit:
              type: integer
              description: The page size used.
            offset:
              type: integer
              description: How many payors were skipped.
            has_more:
              type: boolean
              description: '`true` while another page follows.'
    UltimatePayorErrorResponse:
      type: object
      properties:
        error:
          type: string
          description: The kind of error.
        message:
          type: string
          description: What went wrong, in one sentence.
        details:
          type: array
          description: One line per rejected value. Only on a `400`.
          items:
            type: string
    ErrorResponse:
      type: object
      properties:
        message:
          type: string
        code:
          type: string
        statusCode:
          type: number
        error:
          type: string
        timestamp:
          type: string
        path:
          type: string
        details: {}
      required:
        - message
    UltimatePayor:
      type: object
      description: >-
        A business one of your sub-clients pays on behalf of — see [The ultimate
        payor object](/reference/ultimate-payors/the-ultimate-payor-object).
      properties:
        id:
          type: string
          format: uuid
          description: >-
            The payor's identifier. Send it as `ultimate_payor_id` on a payout
            made on its behalf.
        legal_name:
          type: string
          description: The payor's legal name.
        city:
          type: string
          description: The city the payor is based in.
        country:
          type: string
          description: The payor's country, as an upper-case ISO 3166-1 alpha-3 code.
        sub_client_id:
          type: string
          format: uuid
          description: The `user_id` of the sub-client that pays on this payor's behalf.
        status:
          type:
            - string
            - 'null'
          description: >-
            The status of the payor's screening, which decides whether a payout
            can go out on its behalf — see
            [Values](/reference/ultimate-payors/values#status). Available
            options: `verifying`, `verified`, `failed`, `rejected`.


            `null` when the payor has no screening.
        created_at:
          type: string
          format: date-time
          description: When the payor was registered, ISO 8601.
        updated_at:
          type: string
          format: date-time
          description: >-
            When the payor itself last changed, ISO 8601. A new screening status
            does not change it.
  securitySchemes:
    bearerAuth:
      type: http
      scheme: bearer
      bearerFormat: JWT
      description: >-
        The `data.access_token` value from [Get access
        token](/api-reference/authentication/get-access-token).

````

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