> ## Documentation Index
> Fetch the complete documentation index at: https://docs.kirafin.ai/llms.txt
> Use this file to discover all available pages before exploring further.

# Get an ultimate payor

> Read one of your ultimate payors with its screening `status`.



## OpenAPI

````yaml /openapi/kira-api.2026-06-01.json get /v1/ultimate-payors/{ultimate_payor_id}
openapi: 3.1.0
info:
  title: Kira API
  version: '2026-06-01'
  description: >-
    REST API for users, KYC/KYB verification, virtual accounts, payouts,
    recipients, and webhooks. Every request except the token call needs a bearer
    access token (see Authentication). Pin your account to the recommended
    version before integrating (see [Versioning](/using-the-api/versioning)).
  contact:
    name: Kira API Support
    email: support@kirafin.ai
servers:
  - url: https://api.balampay.com
    description: Production
  - url: https://api.balampay.com/sandbox
    description: Sandbox
security:
  - bearerAuth: []
tags:
  - name: Authentication
  - name: Versioning
  - name: Users
  - name: Virtual Accounts
  - name: Recipients
  - name: Quotations
  - name: Payouts
  - name: Ultimate Payors
  - name: Capabilities
  - name: Reference
  - name: RFIs
paths:
  /v1/ultimate-payors/{ultimate_payor_id}:
    get:
      tags:
        - Ultimate Payors
      summary: Get an ultimate payor
      description: Read one of your ultimate payors with its screening `status`.
      operationId: get_v1-ultimate-payors-ultimate-payor-id
      parameters:
        - in: path
          name: ultimate_payor_id
          required: true
          schema:
            type: string
            format: uuid
          description: The `id` the payor was created with.
        - in: header
          name: X-Api-Version
          required: false
          description: >-
            Version applied to this request. It wins over your account's pinned
            version — see [Versioning](/using-the-api/versioning).
          schema:
            type: string
            example: '2026-06-01'
      responses:
        '200':
          description: The payor.
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/UltimatePayor'
              example:
                id: b6f1c1a4-0c57-4a51-9d0f-6d2b3c1e9a10
                legal_name: Acme Holdings LLC
                city: New York
                country: USA
                sub_client_id: aaaaaaaa-bbbb-cccc-dddd-eeeeeeeeeeee
                status: verified
                created_at: '2026-10-08T12:00:00.000Z'
                updated_at: '2026-10-08T12:00:00.000Z'
        '400':
          description: >-
            `ultimate_payor_id` is not a UUID. The id is checked before the
            lookup, so a malformed one is a `400`, never a `404`. `details`
            calls the parameter `id`.
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/UltimatePayorErrorResponse'
              example:
                error: ValidationError
                message: 'the request is invalid: 1 field rejected'
                details:
                  - id must be a UUID
        '401':
          description: >-
            No valid bearer token came with the request. Get one from [Get
            access token](/api-reference/authentication/get-access-token) and
            send it as `Authorization: Bearer <token>`.
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/ErrorResponse'
              example:
                code: invalid_request
                message: >-
                  The request was not authenticated. Request a token at POST
                  /auth with your Client ID and your API key, then send it as
                  Authorization: Bearer <token>.
        '404':
          description: >-
            No payor of yours has that id. The same body comes back whether the
            id does not exist or the payor belongs to another client.
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/UltimatePayorErrorResponse'
              example:
                error: NotFoundError
                message: ultimate payor not found
        '500':
          description: >-
            Something failed on our side. Retry, and if it keeps happening
            contact your Kira contact with the time of the call.
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/UltimatePayorErrorResponse'
              example:
                error: InternalError
                message: an unexpected error occurred
      security:
        - bearerAuth: []
          apiKeyAuth: []
      servers:
        - url: https://api.balampay.com/sandbox
          description: Sandbox
        - url: https://api.balampay.com
          description: Production
components:
  schemas:
    UltimatePayor:
      type: object
      description: >-
        A business one of your sub-clients pays on behalf of — see [The ultimate
        payor object](/reference/ultimate-payors/the-ultimate-payor-object).
      properties:
        id:
          type: string
          format: uuid
          description: >-
            The payor's identifier. Send it as `ultimate_payor_id` on a payout
            made on its behalf.
        legal_name:
          type: string
          description: The payor's legal name.
        city:
          type: string
          description: The city the payor is based in.
        country:
          type: string
          description: The payor's country, as an upper-case ISO 3166-1 alpha-3 code.
        sub_client_id:
          type: string
          format: uuid
          description: The `user_id` of the sub-client that pays on this payor's behalf.
        status:
          type:
            - string
            - 'null'
          description: >-
            The status of the payor's screening, which decides whether a payout
            can go out on its behalf — see
            [Values](/reference/ultimate-payors/values#status). Available
            options: `verifying`, `verified`, `failed`, `rejected`.


            `null` when the payor has no screening.
        created_at:
          type: string
          format: date-time
          description: When the payor was registered, ISO 8601.
        updated_at:
          type: string
          format: date-time
          description: >-
            When the payor itself last changed, ISO 8601. A new screening status
            does not change it.
    UltimatePayorErrorResponse:
      type: object
      properties:
        error:
          type: string
          description: The kind of error.
        message:
          type: string
          description: What went wrong, in one sentence.
        details:
          type: array
          description: One line per rejected value. Only on a `400`.
          items:
            type: string
    ErrorResponse:
      type: object
      properties:
        message:
          type: string
        code:
          type: string
        statusCode:
          type: number
        error:
          type: string
        timestamp:
          type: string
        path:
          type: string
        details: {}
      required:
        - message
  securitySchemes:
    bearerAuth:
      type: http
      scheme: bearer
      bearerFormat: JWT
      description: >-
        The `data.access_token` value from [Get access
        token](/api-reference/authentication/get-access-token).

````

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