> ## Documentation Index
> Fetch the complete documentation index at: https://docs.kirafin.ai/llms.txt
> Use this file to discover all available pages before exploring further.

# Get a virtual account

> Retrieve a single virtual account by its UUID, including its current status and bank deposit details. The account must belong to you. On the `2026-04-14` pin, bank details are projected as flat top-level fields (`account_number`, `routing_number`, `bank_name`, `bank_address`, `account_holder_name`); the list endpoint returns `provider` and `currency` as `null`, so fetch a VA by ID when you need those fields.

{/* version-stamp:start — generated by scripts/stamp-versions.ts, do not edit */}

<Info>Stable since **2026-05-28** — unchanged in **2026-06-01**.</Info>

{/* version-stamp:end */}


## OpenAPI

````yaml /openapi/kira-api.2026-06-01.json get /v1/virtual-accounts/{virtual_account_id}
openapi: 3.1.0
info:
  title: Kira API
  version: '2026-06-01'
  description: >-
    REST API for users, KYC/KYB verification, virtual accounts, payouts,
    recipients, and webhooks. Every request requires an `x-api-key` header and a
    bearer access token (see Authentication). Pin your account to version
    `2026-04-14` before integrating.
  contact:
    name: Kira API Support
    email: support@kirafin.ai
servers:
  - url: https://api.balampay.com
    description: Production
  - url: https://api.balampay.com/sandbox
    description: Sandbox
security:
  - bearerAuth: []
    apiKeyAuth: []
tags:
  - name: Authentication
  - name: Versioning
  - name: Users
  - name: Virtual Accounts
  - name: Quotations
  - name: Payouts
  - name: Recipients
  - name: Reference
  - name: RFIs
paths:
  /v1/virtual-accounts/{virtual_account_id}:
    get:
      tags:
        - Virtual Accounts
      summary: Get a virtual account
      description: >-
        Retrieve a single virtual account by its UUID, including its current
        status and bank deposit details. The account must belong to you. On the
        `2026-04-14` pin, bank details are projected as flat top-level fields
        (`account_number`, `routing_number`, `bank_name`, `bank_address`,
        `account_holder_name`); the list endpoint returns `provider` and
        `currency` as `null`, so fetch a VA by ID when you need those fields.
      operationId: get_v1-virtual-accounts-virtual-account-id
      parameters:
        - in: path
          name: virtual_account_id
          required: true
          schema:
            type: string
            format: uuid
          description: Virtual account UUID.
        - in: header
          name: X-Api-Version
          required: false
          description: >-
            Optional. The date-versioned API version to apply for this request
            (e.g. `2026-04-14`). When sent it always wins, even over your pinned
            account default. When omitted, the API uses your account's pinned
            version if set, otherwise a baseline default.
          schema:
            type: string
            example: '2026-06-01'
      responses:
        '200':
          description: Success.
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/VirtualAccount'
        '400':
          description: >-
            Malformed id — `virtual_account_id` is not a valid UUID. Ids are
            format-validated **before** lookup, so a syntactically invalid id
            returns `400` (not `404`); `404` is reserved for well-formed ids
            that do not exist.
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/ValidationErrorResponse'
              example:
                error: Invalid request data
                details:
                  - path: id
                    message: Invalid virtual account ID format
                    code: invalid_string
        '401':
          description: Unauthorized.
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/ErrorResponse'
        '404':
          description: Not found.
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/ErrorResponse'
      security:
        - bearerAuth: []
          apiKeyAuth: []
components:
  schemas:
    VirtualAccount:
      type: object
      description: >-
        A virtual account as returned by the VA read endpoints (`GET
        /v1/virtual-accounts`, `GET /v1/virtual-accounts/{virtual_account_id}`).
        On the `2026-06-01` pin, `status` is the raw internal value (see the
        enum) and bank details are projected as flat top-level fields. The list
        view returns a thinner projection: `markup` is present only when
        fetching a single VA by ID, and `provider`/`currency` come back `null`
        in the list. All fields beyond the `required` set may be absent or
        `null`.
      properties:
        id:
          type: string
          format: uuid
          description: Virtual account UUID.
        user_id:
          type: string
          format: uuid
          description: UUID of the user that owns this virtual account.
        status:
          type: string
          enum:
            - pending
            - activating
            - active
            - failed
            - deactivated
          description: >-
            Raw internal account status. `active` = ready to receive deposits;
            `activating` = provisioning; `pending` = awaiting KYC; `failed` =
            creation failed; `deactivated` = closed. Poll until `active` before
            use. On the `2026-06-01` pin the raw enum is returned (the KYB
            mapping applied on `2026-04-14` was reverted at `2026-05-28`).
        type:
          type: string
          enum:
            - US_BANK
          description: Virtual account type.
        bank:
          type:
            - string
            - 'null'
          description: Selected bank/provider rail (e.g. `slovak_savings_bank` in sandbox).
        mode:
          type: string
          enum:
            - fiat
            - crypto
          description: Funding mode. Fixed at creation.
        destination:
          type:
            - object
            - 'null'
          description: >-
            Crypto payout destination (`currency`, `network`, `address`). `null`
            for fiat-mode accounts.
          additionalProperties: true
        source_deposit_instructions:
          type:
            - object
            - 'null'
          description: >-
            Provider deposit instructions the flat bank fields are projected
            from.
          additionalProperties: true
        payment_methods:
          type:
            - object
            - 'null'
          description: Inbound/outbound payment methods supported by this account.
          properties:
            inbound:
              type:
                - array
                - 'null'
              items:
                $ref: '#/components/schemas/PaymentMethod'
              description: >-
                Inbound (deposit) payment methods this account supports. Array
                of `{name, status}` (see `PaymentMethod`), e.g. `[{name: "WIRE",
                status: "active"}, {name: "ACH", status: "active"}, {name:
                "WALLET", status: "active"}]` on a crypto virtual account.
                `status` is one of `active`, `coming-soon`, `disabled`.
            outbound:
              type:
                - array
                - 'null'
              items:
                $ref: '#/components/schemas/PaymentMethod'
              description: >-
                Outbound (payout) payment methods this account supports. Array
                of `{name, status}`, e.g. `[{name: "WIRE", status: "active"},
                {name: "ACH", status: "coming-soon"}]` on a crypto virtual
                account. `status` is one of `active`, `coming-soon`, `disabled`.
        methods:
          type:
            - object
            - 'null'
          description: Alias of `payment_methods` (same shape).
          properties:
            inbound:
              type:
                - array
                - 'null'
              items:
                $ref: '#/components/schemas/PaymentMethod'
              description: >-
                Alias of `payment_methods.inbound` — byte-identical value on the
                same VA fetch.
            outbound:
              type:
                - array
                - 'null'
              items:
                $ref: '#/components/schemas/PaymentMethod'
              description: >-
                Alias of `payment_methods.outbound` — byte-identical value on
                the same VA fetch.
        account_holder_name:
          type:
            - string
            - 'null'
          description: Flat bank detail projected from `source_deposit_instructions`.
        account_number:
          type:
            - string
            - 'null'
          description: >-
            Flat bank detail. `null` (or the ACT-only `"PENDING-ACT-ACCOUNT"`
            sentinel) until the account is provisioned.
        routing_number:
          type:
            - string
            - 'null'
          description: Flat bank detail projected from `source_deposit_instructions`.
        bank_name:
          type:
            - string
            - 'null'
          description: Flat bank detail projected from `source_deposit_instructions`.
        bank_address:
          type:
            - string
            - 'null'
          description: Flat bank detail projected from `source_deposit_instructions`.
        account_holder_address:
          type:
            - string
            - 'null'
          description: Flat bank detail projected from `source_deposit_instructions`.
        description:
          type: string
          description: Human-readable label set at creation.
        status_reason:
          type: string
          description: Human-readable reason backing the current status (e.g. RFI details).
        markup:
          type: object
          description: >-
            Markup configuration. Present only when fetching a single VA by ID —
            omitted from the list projection.
          additionalProperties: true
        created_at:
          type: string
          description: ISO 8601 timestamp.
        updated_at:
          type: string
          description: ISO 8601 timestamp.
        metadata:
          type: object
          description: Customer-attached Stripe-style key/value metadata.
          additionalProperties: true
      required:
        - id
        - user_id
        - status
        - type
        - mode
        - created_at
        - updated_at
    ValidationErrorResponse:
      type: object
      description: >-
        Validation / request error. The body shape is **not uniform** across the
        API — it varies by endpoint and by which validation layer rejects the
        request. The fields below are the union of what may appear; treat them
        all as optional. Observed shapes include `{ code, message }`, `{ code,
        message, errors[] }`, `{ code, error, details[] }`, `{ error, details[]
        }`, and a nested `{ error: { code, message, details } }`. Always branch
        on the HTTP status, not on a fixed body shape.
      properties:
        code:
          type: string
        message:
          type: string
        error:
          type:
            - string
            - object
          description: >-
            A short error label (e.g. `"Invalid data"`), or on some endpoints a
            nested `{ code, message, details }` object.
        errors:
          type: array
          items:
            type: object
            properties:
              field:
                type: string
              message:
                type: string
            required:
              - field
              - message
        details:
          type:
            - array
            - object
          description: >-
            Per-issue detail. Shape varies by endpoint — typically an array of
            `{ message }` or `{ path, message, code }`, occasionally an object.
    ErrorResponse:
      type: object
      properties:
        message:
          type: string
        code:
          type: string
        statusCode:
          type: number
        error:
          type: string
        timestamp:
          type: string
        path:
          type: string
        details: {}
      required:
        - message
    PaymentMethod:
      type: object
      description: A single supported payment method on a virtual account.
      properties:
        name:
          type: string
          description: Method name (e.g. `WIRE`, `ACH`).
        status:
          type: string
          description: Method status (e.g. `active`).
      required:
        - name
        - status
  securitySchemes:
    bearerAuth:
      type: http
      scheme: bearer
      bearerFormat: JWT
      description: Access token from `POST /auth` (the `data.access_token` value).
    apiKeyAuth:
      type: apiKey
      in: header
      name: x-api-key
      description: API key issued by Kira. Required on every request, including `/auth`.

````